Frequently asked questions

We help people travel for a fraction of the cost using credit card points and miles. We do it two ways: we build custom plans (Personal Points Method Plans) to help you earn the points you need from everyday spending, and — if you already have points — we find and help you book premium trips with them.

The right credit cards come with large welcome bonuses — enough points, from spending you're already doing, to cover flights and hotels most people pay thousands for in cash. The skill is in knowing which cards to get, in what order, and how to turn those points into the best possible trips. That's the part we handle for you.

It's completely legitimate — it's a skill, not a trick. The savings are dramatic, but they come from welcome bonuses and smart redemptions, both a normal part of how points and miles work. The "out of pocket" amounts you'll see are simply the taxes and fees you always pay on award travel. We're doing something most people just don't know how to do well.

If you don't yet have many points, start with a Personal Points Method Plan — we'll help you earn them. If you already have a solid stash of points and just want help booking a great trip, our booking service is for you. Not sure? Start with the points plan and we'll guide you.

We're not credit experts — but in our own experience, following this method has only improved our credit. The principles behind it are the same ones that build a healthy score: always paying on time, paying your balance in full, and keeping your overall usage low. Responsible use is built into every plan we create.

It helps, but you don't need perfect credit. When you take our screener, we'll look at where you are and be honest about whether now is the right time — and if it's not quite yet, we'll tell you what to work on.

Your plan is built around your comfort level — it's not "open ten cards." It's a deliberate, paced strategy designed for your situation, and you're always in control of how fast you go.

A custom card strategy built around your situation (which cards, in what order, and how to hit each welcome bonus), your own 30-minute strategy call to walk through it, and your plan loaded into our free app that tracks your cards, their benefits, and your step-by-step checklist.

You can try — the information is out there. But the cost of a mistake is high: applying for the wrong card, or in the wrong order, can lock you out of a valuable bonus for years. The rules change constantly, and one misstep usually costs more than the plan. You're paying for the exact sequence, built around your situation, so you don't leave thousands of points on the table.

We do the hard part — building the strategy. Your job is to follow the plan: open the right cards and put your normal spending on them. Most of the work is thinking, and we've already done that for you.

The cost for us to build your personal plan is $350. This is designed specifically for you and your needs. Not a one-size-fits-all model.

You tell us your trip and the points you have. We research whether it's possible, and if it is, a $100 deposit starts your trip planning. We find your trip and show you what we found for your approval. Once you approve and pay any remaining fee, we send you step-by-step booking instructions in your preferred format — a video, email, or text.

A $100 deposit begins your research (credited toward your final fee), and our booking fee is 10% of the cash value we save you — the trip's cash price minus the taxes and fees you pay. If our fee ever comes out to less than your $100 deposit, you owe nothing more.

Never. We will never ask for your account credentials. We send you exact instructions and you do the booking yourself — your accounts stay entirely yours.

We verify live availability before we send your instructions. On rare occasions, award space can be taken by someone else before you finish booking. If that happens within your booking window, your booking fee is refunded — you'd only have paid for the research.

We'll tell you honestly, up front, before you pay anything. And if you're short on points, we'll point you toward a plan to earn them so you can come back and book later.

Look at the results: clients have booked trips worth thousands of dollars for a few hundred dollars in taxes and fees. Against that kind of value, the cost of our help is a small fraction of what you save — and often pays for itself on the very first trip.

Yes. We never store your credit card numbers or account logins. We only collect what we need to build your plan or research your trip.

That's exactly who we built this for. You don't need any experience — we handle the strategy and walk you through every step.